Dualism of Financing Systems at Politeknik Pelayaran Sulawesi Utara: A Comparison of Islamic and Conventional Banks. ATRIA: Jurnal Multidisiplin Riset Ilmiah, [S. l.], v. 3, n. 1, p. `11–24, 2026. DOI: 10.62554/8rj4vz69. Disponível em: https://jurnal.atriastar.com/index.php/atria/article/view/84.. Acesso em: 17 sep. 2026.